First Time Buyer

A person who takes out a mortgage to purchase a property for the very first time.

Purchasing Policy for First Time Buyers:

Borrowing of up to 90% of the purchase

Revenue and Equity Share Schemes available now but only for new properties.

Maximum loan up to 4 times' borrowers’ income (combined income where two people are purchasing a property), with Income Exemption up to 4.5 times' income possible.

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